Last updated: October 6, 2026
Soteria Consultations ("Soteria," "we," "us") is a direct lender. This policy describes how we collect, use, share, and protect information when you visit soteriaconsultations.com, submit an application, or communicate with us.
Contact details (name, business name, email, mobile number), financial and business information you provide in an application, information from credit bureaus and verification services (with your authorization), and technical data such as IP address, device, and browsing activity on our site.
To evaluate and underwrite credit requests, communicate with you about your inquiry or account, comply with legal and regulatory obligations, prevent fraud, and — only where you have opted in — send marketing communications.
If you opt in to text messages, we use your mobile number solely to send the messages described at opt-in (account updates and, where consented, marketing messages). Message frequency varies. Message and data rates may apply. You may reply STOP at any time to cancel or HELP for help.
We do not sell or share your mobile number or SMS opt-in consent with third parties or affiliates for their own marketing purposes. Your number may be processed by our messaging service providers solely to deliver messages on our behalf.
We share information with service providers that perform functions on our behalf (credit bureaus, identity verification, messaging and hosting providers), with regulators and law enforcement where required by law, and in connection with a merger or sale of assets. We do not sell your personal information.
We use administrative, technical, and physical safeguards including encryption in transit and at rest, access controls, and audit logging. No method of transmission or storage is completely secure; we cannot guarantee absolute security.
You may opt out of marketing emails via the unsubscribe link, and of text messages by replying STOP. You may request access to, correction of, or deletion of your personal information by contacting us, subject to records we must retain under applicable lending laws.
Residents of certain states (including California) may have additional rights under state privacy laws, including the right to know, delete, and opt out of certain sharing. To exercise these rights, contact us at privacy@soteriaconsultations.com.
Soteria Consultations · privacy@soteriaconsultations.com · 1-800-555-0170. We may update this policy from time to time; the "last updated" date above reflects the most recent revision.