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// Compliance

SMS Terms & Text Messaging Program

Last updated: October 6, 2026

1. Program description

The Soteria Consultations text messaging program provides account updates (application status, document requests, funding notices) and, where separately consented, marketing messages about our lending products. Messages are sent from a registered 10DLC (10-digit long code) campaign.

2. How you opt in

You opt in only by affirmatively checking the unticked consent box on our application or contact forms, or by texting a keyword to our number where advertised. Consent is never pre-checked, bundled with other agreements, or required as a condition of purchase or credit approval.

3. Message frequency and cost

Message frequency varies based on your account activity and preferences. Message and data rates may apply. Contact your wireless carrier for details about your text and data plan.

4. How to opt out (STOP)

Reply STOP to any message at any time to cancel. You will receive one final message confirming your opt-out, and no further messages will be sent unless you re-enroll. You may also opt out by contacting us at 1-800-555-0170 or sms@soteriaconsultations.com.

5. How to get help (HELP)

Reply HELP to any message for assistance, or contact us at 1-800-555-0170 or sms@soteriaconsultations.com.

6. Supported carriers

The program is supported by major U.S. carriers. Carriers are not liable for delayed or undelivered messages. Service may not be available on all carriers or in all areas.

7. Privacy of your mobile number

Your mobile number and opt-in consent are used only to operate this program and are never sold or shared with third parties for their own marketing. See our Privacy Policy for full details.

8. Changes to the program

We may modify or discontinue the messaging program at any time. Material changes will be communicated by text or on this page before they take effect.