Last updated: October 6, 2026
By accessing soteriaconsultations.com, you agree to these Terms & Conditions. If you do not agree, do not use the site. Soteria Consultations ("Soteria," "we," "us") is a direct lender; loans are originated by us and are never brokered to third parties.
Content on this site — including rates, APRs, and estimates — is illustrative and for informational purposes only. Nothing on this site constitutes an offer or commitment to lend. All credit products are subject to underwriting and credit approval, and actual terms are provided in writing before any agreement is executed.
You must be at least 18 years old and authorized to act on behalf of any business whose information you submit. Products are not available in all states or jurisdictions.
By providing your mobile number and expressly opting in, you consent to receive text messages from Soteria Consultations as described in our SMS Terms. Consent to receive text messages is voluntary and is not a condition of purchase or credit approval. You may revoke consent at any time by replying STOP.
You agree not to misuse the site, submit false or misleading information, attempt to access systems without authorization, or use the site in violation of any applicable law.
All content, branding, and materials on this site are the property of Soteria Consultations and may not be reproduced without written permission.
The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Soteria is not liable for indirect, incidental, or consequential damages arising from your use of the site.
These terms are governed by the laws of the state in which Soteria Consultations is principally located, without regard to conflict-of-law principles.
We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.